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Guide to Filing Your Taxes in 2020

Guide to Filing Your Taxes in 2020

They say only two things in life are certain, and the time of year has arrived for one of them. It’s tax season! The Personal Capital Guide to Income Tax Filing will provide you with everything you need to know to file your income taxes this year.

What Moved the Markets in January?

What Moved the Markets in January?

Every month, Personal Capital Chief Investment Officer Craig Birk recaps major market-moving events. Coronavirus fears began to hit markets late in January, offsetting a respectable start to earnings season and pushing global stocks lower for the month, especially in...

Is Market Timing a Myth?

Is Market Timing a Myth?

This article was updated in February 2020 Market timing is an investment strategy that involves going in and out of the market or switching asset classes based on predictions that attempt to measure how to market will move. The problem with this method is that it's...

When is the IRA Contribution Deadline?

When is the IRA Contribution Deadline?

Like many people, you may be working on finalizing your 2019 tax return before the April 15 tax-filing deadline. If so, there might be an opportunity for you to obtain a valuable tax deduction and boost your retirement savings at the same time, so it's important to...

How to Manage a Windfall

How to Manage a Windfall

Photo by Meredith Nierman for WGBH, (c) WGBH 2020 This week, a guest on the PBS series Antiques Roadshow became a viral sensation: the 1971 Rolex Cosmograph Daytona Oyster he purchased in 1974 for $345.97 was valued at up to $700,000 on the show. The watch was unworn,...

Making Sense of the Mega Backdoor Roth

Making Sense of the Mega Backdoor Roth

Roth IRAs are one of the greatest gifts ever given to retirement savers. They enable individuals who qualify to enjoy tax-free withdrawals of their money after they retire, or even earlier in some situations. This can help retirees stretch their nest eggs even...

What is the Lifetime Learning Credit?

What is the Lifetime Learning Credit?

Higher education costs are continuing to soar with no end in sight. Over the past decade, tuition at public four-year universities has risen by 35 percent, according to the Center on Budget and Policy Priorities. The average annual cost for tuition, fees, and room and...

5 Tips for Filing Taxes for Freelance Work

5 Tips for Filing Taxes for Freelance Work

In today’s “gig” economy, a growing number of people are leaving the 9-to-5 corporate grind and choosing instead to work as full-time freelancers. While being a freelancer can be an amazing career choice as it offers flexibility and lets you be your own boss, there...

What Moved the Markets in December?

What Moved the Markets in December?

The Trade War Stocks rose in December, punctuating a big year for stocks and a remarkable decade in capital markets. The trade conflict between the US and China finished 2019 on a positive note, with a “phase one” deal being agreed to in principle. While productive...