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Alison Heisner, CFA

Make Every Penny Count With Personal Capital Cash™

Make Every Penny Count With Personal Capital Cash™

If you asked me how much I’m earning in interest on my savings account, I couldn’t tell you. What I do know, is that the numbers on my statement next to the word “interest” are in cents. Not dollars. I had a hunch that I wasn’t the only one...
How to Increase Your Net Worth

How to Increase Your Net Worth

When the federal government shut down in December/January, it only took a few days for journalists to begin reporting on the dire circumstances of some government workers. They turned to food banks, fell behind on their bills and, in some cases, didn’t have...
Saving vs. Investing: Cash in an Uncertain Market

Saving vs. Investing: Cash in an Uncertain Market

The fourth quarter of 2018 was a wakeup call for some investors. After an extended bull market and tepid, nearly non-existent, volatility, 2018 ended with a stock market retreat, significant volatility and increasing interest rates. As a result, some...
How Much Should You Have in an Emergency Fund?

How Much Should You Have in an Emergency Fund?

Keeping emergency fund cash on hand is good—but maximizing return is still important. So, how much should you have in an emergency fund? Emergency funds are an important part of your financial plan designed to cover unexpected events like job loss, major...