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Amin Dabit, CFP®

How To React During Market Volatility

How To React During Market Volatility

As investors across the globe have seen, the market had a bumpy ride this week. The market experienced another selloff this week amid President Trump’s threat to impose tariffs on China, and the downturn has many investors nervously awaiting news on a trade...
The Average 401k Balance By Age

The Average 401k Balance By Age

401ks are one of the most common investment vehicles that Americans use to save for retirement. For most of us, the 401k is an employer-sponsored plan that allows you to save for retirement in a tax-sheltered way (up to $19,000 per year in 2019) to help...
How Much Money Do I Need to Retire Comfortably?

How Much Money Do I Need to Retire Comfortably?

Like most people, you’ve probably wondered, “How much income will I need during my retirement years?”. You’ve also probably wondered why you never seem to run across an answer to that ubiquitous question. So how much do you need to ensure you can retire...
Retirement Goals by the Decade

Retirement Goals by the Decade

Starting to plan early around your retirement goals is a crucial ingredient for success. Creating a plan early sounds straightforward enough, but decision-making can be complicated when it comes to your financial life. Retirement planning – and indeed...
When Does a 529 Plan Make Sense for College Planning?

When Does a 529 Plan Make Sense for College Planning?

Since they were first established in 1996, Section 529 savings plans have become a popular tool used by parents to save for future college expenses. One reason 529 plans are so popular is the tax breaks they allow. As long as funds are used to pay for...
Introducing Smart Withdrawal™

Introducing Smart Withdrawal™

Retirement can be scary. It’s very common for our clients to be concerned about the longevity of their portfolios. Taking a holistic view of your entire portfolio and mapping out a long-term plan will positively impact the length and quality of your...
ETFs vs. Mutual Funds: What’s the Difference?

ETFs vs. Mutual Funds: What’s the Difference?

When constructing an investment portfolio, you’ll probably include a variety of stocks and bonds among the securities you purchase. Stocks and bonds can be purchased individually or as part of a bundle of securities known as a mutual fund or an exchange...
The Current Housing Market – Rent or Buy?

The Current Housing Market – Rent or Buy?

Most people think that location plays the biggest role when considering buying a house – and they wouldn’t be wrong. After all, location impacts the area’s amenities, as well as property value. But what about beyond location in terms of surface value...
Your Guide to Annuities: Is an Annuity Right for You?

Your Guide to Annuities: Is an Annuity Right for You?

Many people are familiar with savings accounts, 401(k)s, and other types of retirement planning — however, if you ask them what an annuity is, you will probably get some shrugs. Annuities can provide guaranteed income throughout retirement, which...