Five Things to Do and Not Do For Your New College Grad

Five Things to Do and Not Do For Your New College Grad

Let’s face it, the need for financial aid doesn’t magically disappear once a college diploma is earned. New college graduates heading out into the real world will likely come a knockin’ on family doors for some help in the early going. Here’s how to help a...
401(k) vs. IRA vs. Roth:  Choosing Which, When, and Why

401(k) vs. IRA vs. Roth: Choosing Which, When, and Why

Around tax-filing season, saving for retirement is probably more front-of-mind than at any other time of the year. After all, stuffing more in a retirement vehicle, such as a 401(k) or Individual Retirement Account (IRA) can reduce your current tax bill. But...
It (Really) Pays to Wait: How to Max Out on Social Security

It (Really) Pays to Wait: How to Max Out on Social Security

Chances are, if you were offered a deal that could pay you 30 to 80 percent more income, you’d be mighty interested. But when it comes to the decision about when to start taking Social Security benefits in retirement — which does in fact give you the ability...
Looking for Blue-Chip Income? Skip the Bond, Buy the Dividend

Looking for Blue-Chip Income? Skip the Bond, Buy the Dividend

Let’s face it, income investing can be a challenge these days. With the Federal Reserve on record as saying it intends to keep the Federal Funds rate at zero for another 18 months or so, buying treasuries is a losing proposition. Even if you venture all the...
How to Correct Your 3 Biggest Financial Mistakes

How to Correct Your 3 Biggest Financial Mistakes

Financial regrets? You’ve had a few, no doubt. And you’re not alone. According to a recent Merrill Edge survey, the top three regrets among “mass affluent” folks with a sizable chunk of change to invest — between $50,000 and $250,000...
Hooked on Bonds? 4 Cautionary Tactics for 2012

Hooked on Bonds? 4 Cautionary Tactics for 2012

We’re three years past the bear-market bottom and investors are showing no signs of warming up to stocks. From 2009 through 2011 a net $175 billion was yanked from stock mutual funds, while bond funds took in a net $742 billion. The bulk of the flight from...
Dividend Stocks Are Hot, But Beware Looming Tax Hikes

Dividend Stocks Are Hot, But Beware Looming Tax Hikes

Dividend-paying stocks have snuck back into the investing spotlight recently. Many blue chip stocks have current dividend yields higher than their corporate bonds. And plenty of dividend payers are the sort of large caps that do best in a slow-growth...
Four Ways to Turn a Crummy 401(k) Into a Decent Performer

Four Ways to Turn a Crummy 401(k) Into a Decent Performer

There’s no question – a 401(k) is still one of the best ways to save for retirement. They give investors valuable tax breaks and the ability to contribute a hefty $17,000 this year, or $22,500 if you’re 50 years or older. But let’s face it, plenty of 401(k)s...


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