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Daily Capital

Getting Ahead of the Curve: Asset Allocation

Getting Ahead of the Curve: Asset Allocation

Investing success is as much about having the right process as it is about choosing the right investments. Avoid the barrage of money messages by focusing on one simple question:  What is the most important factor affecting your investment return?  The...
How Diversification Helps You Save Money

How Diversification Helps You Save Money

Personal Capital was included last week on a short list of apps that help you save money.  The author of the article, Katie Roof, noted that a great use of Personal Capital is to “look at your assets to see where there are opportunities for investment...
Bitcoin Decoded (Readers, Use Caution)

Bitcoin Decoded (Readers, Use Caution)

The price swings and variable government response to Bitcoin highlight both the promises and risks of a currency not controlled by any government. Unlike a fiat currency system, which is backed by a government guarantee, Bitcoin is a “hard” currency,...
New Mortgage Rules in 2014: What They Mean for You

New Mortgage Rules in 2014: What They Mean for You

Starting in a few weeks, the face of the mortgage market is expected to change – some say, radically. That’s because starting January 10th, 2014, the Consumer Financial Protection Bureau (CFPB)’s new mortgages regulations are due to set in.  In case...
You Index: Your Portfolio Performance, Simplified.

You Index: Your Portfolio Performance, Simplified.

If you’re reading this post, chances are you’re a concerned investor with a healthy blend of investment assets. But is your portfolio returning as much as it could be?  With Personal Capital’s You Index™, you can effectively measure the success of your...
What Big Banks Don’t Want You to Know

What Big Banks Don’t Want You to Know

If you think you’ve seen enough ads and marketing pitches on credit cards, banks, check cashing and other financial services, you’re right. For every dollar that the financial services industry spends on educating consumers, $25 is spent marketing to them,...
Can Target Date Funds Miss the Mark?

Can Target Date Funds Miss the Mark?

It is easy to see the appeal of Target Date Funds. Savers can plop their money into one fund – usually a diversified mix of stocks, bonds and other assets – and as their pre-picked date of retirement nears, the fund ratios automatically reset to a more...
4 Money Must-Dos By the End of the Year

4 Money Must-Dos By the End of the Year

With the end of the year approaching fast, it’s easy to get caught up in the holiday shuffle and overlook critical moves that can impact your long-term financial health. So the Personal Capital team put together a list of the four most important financial...
Diversifying Your Portfolio Post-IPO

Diversifying Your Portfolio Post-IPO

In our post about what Twitter employees need to know after the IPO, we highlighted that diversification is the single most important objective for most investors.  Why?  Because diversification means greater return with less risk.  That’s the “Holy Grail”...