Can Target Date Funds Miss the Mark?

Can Target Date Funds Miss the Mark?

It is easy to see the appeal of Target Date Funds. Savers can plop their money into one fund – usually a diversified mix of stocks, bonds and other assets – and as their pre-picked date of retirement nears, the fund ratios automatically reset to a more conservative...
4 Money Must-Dos By the End of the Year

4 Money Must-Dos By the End of the Year

With the end of the year approaching fast, it’s easy to get caught up in the holiday shuffle and overlook critical moves that can impact your long-term financial health. So the Personal Capital team put together a list of the four most important financial year-end...
Diversifying Your Portfolio Post-IPO

Diversifying Your Portfolio Post-IPO

In our post about what Twitter employees need to know after the IPO, we highlighted that diversification is the single most important objective for most investors.  Why?  Because diversification means greater return with less risk.  That’s the “Holy Grail” of...
Detroit, Muni Bonds and Your Portfolio

Detroit, Muni Bonds and Your Portfolio

Last week, the city of Detroit filed for bankruptcy on approximately $18 billion in long-term liabilities, marking the largest municipal bankruptcy in U.S. history. Municipal bonds are often considered relatively safe and attractive for investors looking for tax...
What Investors can Learn from “Abenomics”

What Investors can Learn from “Abenomics”

Japan has been plagued with deflation and slow economic growth for the past two decades. In the last twelve months, however, the Japanese Yen has weakened by more than 20%, providing a major boost to Japanese export competitiveness and helping to drive the Nikkei 225...
Are You a Digitally Savvy Investor?

Are You a Digitally Savvy Investor?

Personal Capital discovered there’s a big difference between the 401k balances of traditional investors and their tech-savvy counterparts. Here, the story: Sign up for your free Personal Capital account and link your 401k. Then run our 401k Fee Analyzer to...
New Comparability Profit Sharing Plans: The Basics

New Comparability Profit Sharing Plans: The Basics

This is a guest post by Tom Zgainer, Vice President of Corporate Retirement Plans for Personal Capital. Business owners may wonder how they can skew retirement plan benefits to themselves or select top employees. The Internal Revenue Code (Code) places restrictions on...


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