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Financial Samurai

An Asian American’s View On Why Asians Save And Earn So Much

An Asian American’s View On Why Asians Save And Earn So Much

I was sitting in our weekly marketing team meeting when one of my colleagues touched upon some interesting statistics about the Asian American demographic. She mentioned the Asian American segment has grown by 60% between 2000 and 2013 to a total population...
How To Minimize 401k Fees With Personal Capital

How To Minimize 401k Fees With Personal Capital

Do you know how much in mutual fund fees you are paying a year? I had no idea, so I ran my 401K portfolio through Personal Capital’s 401k fee analyzer several years ago and was surprised by the results. I always figured that from a percentage point of...
Three Ways To Minimize Dying With Regret

Three Ways To Minimize Dying With Regret

“Sam, you will regret more of the things you don’t do than the things you do,” said my friend and office mailman, Jack. I could see the sadness in his eyes as he quietly sat still thinking about all the things he should have done. “I...
The Solution To The Gender Wage Gap

The Solution To The Gender Wage Gap

Claudia Goldin, a Harvard economist and leading scholar on women and the economy, recently published a thought-provoking study in the American Economic Review on the gender wage gap in the United States. She reminds us that women earn around “77 cents...
5 Strategies For Succeeding Even If Your Company Isn’t

5 Strategies For Succeeding Even If Your Company Isn’t

Most startups fail. We know that, but we roll the dice and join anyway for glory and potential riches. Plenty of mature companies also fail. Sharper Image lost out to Brookstone. PanAm lost out to runaway costs. Commodore Computers got crushed by IBM....
The Keys To Living Longer – The 90+ Research Study

The Keys To Living Longer – The 90+ Research Study

Do you want to live longer? I certainly do, but only if the extended life is full of health and vitality. My grandmother at the age of 78 suffered a debilitating stroke while traveling abroad. She could not get to the emergency room in time, so she ended up...
Millennials Are Financially Doomed! Or Are They?

Millennials Are Financially Doomed! Or Are They?

“Our youth now love luxury. They have bad manners, contempt for authority; they show disrespect for their elders and love chatter in place of exercise; they no longer rise when elders enter the room; they contradict their parents, chatter before...