Holly Johnson

7 Holiday Shopping Tips That Will Save You Money

7 Holiday Shopping Tips That Will Save You Money

KEY POINTS Americans are planning to spend $936 each on Christmas gifts this year. Determine how much you want to spend on your friends and family during the holidays. Shop online and make sure to hunt for discount codes. With the holidays underway, many of...
7 Ways To Save On Back-To-School Expenses

7 Ways To Save On Back-To-School Expenses

KEY POINTS Back to school can cost families of 5 upward of $3,000 for supplies and extracurricular activities. Recycle school supplies from last year, buy new supplies during off season sales, and plan year round. Set a sports budget and gauge what you can...
6 of the Most Affordable Family Vacations

6 of the Most Affordable Family Vacations

KEY POINTS Get rewarded for planning a budget-friendly vacation. Don’t charge your vacation to your credit card unless you have rewards. Select an affordable vacation that allows you to pay in cash. According to the American Express Spending and Saving...
6 Best Travel Reward Credit Cards

6 Best Travel Reward Credit Cards

KEY POINTS Optimize your spending with credit card rewards. Sign up for a credit card that offers reward points for everyday expenses. Look for a card that waives fees. We all know that there is more to personal finance than investing. If you truly want to...
4 Ways to Save Money on a New House

4 Ways to Save Money on a New House

KEY POINTS Find the right loan by starting with knowing your credit. Consider potential home maintenance and repairs before choosing. Spend less than 28% of your income on a mortgage. With spring well under way and interest rates still low, you might be...
Tired Of Valentine’s Day? 7 Better Ways To Spend Your Money

Tired Of Valentine’s Day? 7 Better Ways To Spend Your Money

KEY POINTS Pay off your debts. Build up your emergency fund. Add to your IRA. Save your Valentine’s Day budget for a larger purchase later on. Let’s face it: Americans are pros at spending (and wasting) huge sums of money, and that’s especially true...
8 Tips to Save Money on Holiday Travel

8 Tips to Save Money on Holiday Travel

KEY POINTS 98.6 million Americans travelled over 50 miles last holiday season. Save on flights by booking off-peak dates or just drive if you can. Try using credit card rewards to help out your wallet. A record 98.6 million Americans traveled over 50 miles...
10 Scary Ways Your Credit Score Could Be Hurting You

10 Scary Ways Your Credit Score Could Be Hurting You

KEY POINTS Respect your credit score and understand where the number comes from. Poor credit can lead you to losing travel rewards, your dream job, or even your identity. If you’re credit has dropped off, it’s not beyond saving. Part Of Our...