Kyle Ryan

What is a 401k Hardship Withdrawal and Should You Ever Take One?

What is a 401k Hardship Withdrawal and Should You Ever Take One?

So, we all know that 401ks are meant for retirement savings. But we also all know that once in a blue moon, a situation arises – a big unexpected medical bill, lingering credit card debt, or a down payment on a home – where we kind of wish we could tap some...
What Happens to Your 401k When You Leave Your Job?

What Happens to Your 401k When You Leave Your Job?

Are you one of the millions of Americans who contribute a portion of your salary each pay period to a 401k retirement savings plan? Unlike an Individual Retirement Account (IRA), 401ks are sponsored by employers. So this brings up the question: What happens...
How to Talk to Your College Grad About Money

How to Talk to Your College Grad About Money

Four Financial Topics to Discuss with Your New College Graduate Graduating college is a huge turning point for young people – life changes after college. It’s time to enter the work force, and to launch your career. While it’s of course an exciting time,...
What’s The Hype Around the FIRE Movement?

What’s The Hype Around the FIRE Movement?

On FIRE: Achieving Financial Independence and Retiring Early 65 is the age we usually think of as the standard retirement age. But more and more, we’re starting to see people wanting to retire earlier – and sometimes, much earlier. There is a growing...
This Sneaky Threat to Your Retirement Is Often Overlooked

This Sneaky Threat to Your Retirement Is Often Overlooked

A Wrong Move With Retirement Withdrawals Could Raise Your Taxes Retirement might mean more time with the grandkids or long trips abroad, but it won’t mean saying goodbye to taxes. In fact, taxes on your retirement withdrawals can have a major impact on your...
How Do Financial Advisors Get Paid?

How Do Financial Advisors Get Paid?

There is no such thing as a free lunch, as they say, and that maxim certainly applies to investing. When you use the services of an investment advisor, you pay a fee—but it may not always appear that way. So, how do financial advisors get paid? There are two...
How Do You Know If You Can Trust Your Financial Advisor?

How Do You Know If You Can Trust Your Financial Advisor?

The financial services landscape is increasingly complex, and it’s tough to know whether you are getting your money’s worth from your financial advisor. In fact, according to our 2019 Financial Trust Survey, one in five people don’t even...
Video: A Look Back on Q3 2017

Video: A Look Back on Q3 2017

In this video series, our Investment Committee discusses Q3 market returns, what to watch for with pending tax reform, how to protect yourself in the wake of the Equifax data breach, a special message to those affected by natural disasters, and what’s new at...
How Much Retirement Spending Is Too Much?

How Much Retirement Spending Is Too Much?

Many people spend too much, too fast after they retire. Others are excessively constrained by fear. Both are big mistakes. Spending rates are a subject of much debate in the financial world. Spending in retirement is typically the sum of income (including...
Re-Balancing May Be More Important Than You Think

Re-Balancing May Be More Important Than You Think

Most investors have some notion that they should be re-balancing their investment portfolio, but few have a strategic approach to doing so, which is unfortunate. Increasing evidence suggests that re-balancing is important to long-term success. Stepping back...