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Michael Ruderman

Retirement 101 For The Overwhelmed Millennial

Retirement 101 For The Overwhelmed Millennial

KEY POINTS Simplify your 401k savings and think about rolling over multiple accounts. If you’re not feeling the pressure of savings on your budget, then you’re not saving enough. Take ownership of your own financial life and organize your...
5 Things NOT to Do With Your Money as a Recent Grad

5 Things NOT to Do With Your Money as a Recent Grad

I arrived in New York with an Ivy League degree, a job at a prestigious consulting firm waiting for me, and no clue at all how to manage my money. My Economics degree and a summer internship on Wall Street had taught me how to think about global markets, but...
How To Save Money Traveling Like A Boss

How To Save Money Traveling Like A Boss

The United States is the only developed country in the world that legally isn’t required to pay for a single vacation. Meanwhile, hop over to Spain or France, and you’ll get 34 and 31 vacation days, respectively. If you think higher vacation days leads to...
Markets React Favorably to Janet Yellen Comments

Markets React Favorably to Janet Yellen Comments

Market Digest – Week Ending 11/15 In Senate confirmation hearings, Fed Chairwoman nominee Janet Yellen said, “It is imperative that we do what we can to promote a very strong recovery. It’s important not to remove support, especially when the recovery is...
Twitter Goes Public; US Economy Grows

Twitter Goes Public; US Economy Grows

Market Digest – Week Ending 11/8 Strong US jobs growth and an interest rate cut by the ECB left domestic stocks up modestly and international stocks down modestly for dollar based investors. American employers added 204,000 jobs in October as the private...
Halloween Brings Jitters to Capital Markets

Halloween Brings Jitters to Capital Markets

Market Digest – Week Ending 11/1 There were tricks but no treats in the capital markets this Halloween week. On the surface, the S&P was essentially flat, gaining just 0.1%. But just about everything else was down. Small cap stocks represented by the...