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Paul Deer, CFP®

Weekly Market Digest: Musk Sued by SEC, Fed Hikes Interest Rates

Weekly Market Digest: Musk Sued by SEC, Fed Hikes Interest Rates

If you’re a market-focused investor, the big news this week was the Federal Reserve’s move to raise interest rates another 25 basis points, or 0.25%. This came along with messaging that indicated expectations of a 4th rate increase in 2018 with further rate...
When Can You Withdraw From Your 401k Or IRA Penalty Free?

When Can You Withdraw From Your 401k Or IRA Penalty Free?

If you are forced to withdraw funds from your IRA or 401k early, it’s helpful to know the rules and regulations around early withdrawals. 401ks, IRAs and other pre-tax retirement savings accounts are common ways to save for retirement, and millions of...
The Economy, Inflation, and a New Partnership

The Economy, Inflation, and a New Partnership

This week, the 10-year U.S. Treasury note yield passed 3% for the first time since early 2014, as concerns around the impacts of inflation heat up. Some of the particularly visible publicly traded companies such as Google, Facebook, Amazon, and Visa had...
How to Calculate Your Retirement Number

How to Calculate Your Retirement Number

When we refer to your retirement number, most people think about how much money they need to save to meet their retirement goals. Knowing a specific retirement number is nice; it can provide you with a seemingly concrete, attainable goal. But is it truly...
Impact of Federal Government Changes Remain to be Seen

Impact of Federal Government Changes Remain to be Seen

On Monday, Congress passed a three-week spending bill to end the government shutdown that kicked off late last week. Immigration debate was a central topic between Democrats and Republicans, and the next three weeks will likely see continued debate on this...
What is a Trust, and Who Needs One?

What is a Trust, and Who Needs One?

For more on estate planning and trusts, read our free “Guide to Legacy & Estate Planning.” Read the Guide. Most people view trusts as something only necessary for the ultra-wealthy. But like a good whiskey, trusts don’t need to be just for...
Taxes and Your Estate Plan

Taxes and Your Estate Plan

They say only two things are certain in life: death and taxes. Unfortunately, sometimes the two come hand in hand, especially if you haven’t planned ahead. Enter taxes – and your estate plan. Currently, the estate tax only impacts those who are leaving...