KEY POINTS See why 70% of self-employed Americans aren’t saving for retirement. Build an automatic savings plan that keeps you honest with every paycheck. Save as you save – retirement contributions are the #1 tax deduction for small business...
There is an 11-year age gap between my mother and her only sister. When people ask them why, they always give the same response, “World War II”. Understanding why someone would push out a major life milestone, like starting a family, begins with evaluating...
So many people see homeownership as the fulfillment of the American Dream. Making this dream come true looks like it might be even easier now, as Lending giants Fannie Mae and Freddie Mac have recently introduced mortgage programs that reduce down payments...
Choosing where to pursue the American Dream has become almost as controversial as choosing a college major. Increasingly the rising cost of living has instigated a shift from prioritizing personal preference to return on investment when considering varying...
In 2009, New York Times reporters Tara Siegel Bernard and Ron Lieber argued that the price of being single could range from $41,196 (best case scenario) to $467,562 (worst case scenario) over the course of a lifetime. While the authors conducted the analysis...
Tom Palome is former six-figure-earning marketing executive at Oral-B. Now approaching 80, Tom’s retirement reality is more reminiscent of an eager teen than a comfortable retiree. Working two part-time jobs- one as a food demonstrator at Sam’s Club, the...
I’ve always dreamed of retirement as a kind of magical place where late mornings in bed are a regular occurrence and indulgent beach vacations are just a quick plane ride away. But with post-financial crisis realities, longer life expectancies, and largely...
Stefanie O’Connell is a financial expert, Gen Y advocate, speaker…and author of the book, “The Broke and Beautiful Life.” She blogs about millennial finance at stefanieoconnell.com. @stefanieoconnel
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