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When is the IRA Contribution Deadline?

When is the IRA Contribution Deadline?

Like many people, you may be working on finalizing your 2019 tax return before the April 15 tax-filing deadline. If so, there might be an opportunity for you to obtain a valuable tax deduction and boost your retirement savings at the same time, so it’s...
Making Sense of the Mega Backdoor Roth

Making Sense of the Mega Backdoor Roth

Roth IRAs are one of the greatest gifts ever given to retirement savers. They enable individuals who qualify to enjoy tax-free withdrawals of their money after they retire, or even earlier in some situations. This can help retirees stretch their nest eggs...
When Can You Withdraw From Your 401k Or IRA Penalty Free?

When Can You Withdraw From Your 401k Or IRA Penalty Free?

If you are forced to withdraw funds from your IRA or 401k early, it’s helpful to know the rules and regulations around early withdrawals. 401ks, IRAs and other pre-tax retirement savings accounts are common ways to save for retirement, and millions of...
The 401k Rollover – Is It Right For You?

The 401k Rollover – Is It Right For You?

Leaving your job is a BIG life change. So, we don’t blame you if your 401k isn’t immediately top-of-mind. Nonetheless, thinking about a 401k rollover is something that we really urge you not to forget. Don’t Forget Your 401k Rollover Decision The 401k...
Roth 401k vs. Roth IRA – How Are They Different?

Roth 401k vs. Roth IRA – How Are They Different?

Roth 401k vs. Roth IRA: How Are These Accounts Different, and Which Option is Better? We consistently hear from clients that saving for retirement tops the list of their most important financial goals. So it’s a big decision, and a highly personal one, to...
How Will the SECURE Act Impact You?

How Will the SECURE Act Impact You?

What You Should Know About the SECURE Act On December 20th, The Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019, was signed into law by President Trump as part of a late-cycle appropriations bill. SECURE is the product of a...
How to Max Out Your 401k in 2020

How to Max Out Your 401k in 2020

4 Things to Keep in Mind if You’re Trying to Max Out Your 401k No matter how much you might make, $19,500 is generally considered a good chunk of change. It’s about the cost of a base model 2018 Honda Civic. For some, it’s the price tag on a...
When is the Best Time of Year to Retire?

When is the Best Time of Year to Retire?

When is the right time to retire? We spend decades saving for a financially secure retirement, so when the time comes, it can be exciting, emotional, and a little bit scary. It’s a big decision to decide when to retire, because all of these emotions in...
3 Tips for Successfully Managing Your 401k

3 Tips for Successfully Managing Your 401k

I’m sure you’ve already been told many, many times how important it is to invest in a 401k if you have one available to you. So while we’re going to spend some time in this article reiterating that, we’re mostly going to talk about what to do with the money...