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Questions to Ask if You’re Retiring in a Bear Market

Questions to Ask if You’re Retiring in a Bear Market

Bear markets are never fun, but they can feel especially painful if you are about to retire. Here are five questions to ask yourself, and your financial advisor, to make sure you are prepared if you need to retire in a bear market. If you are 65 or older, it...
The Average 401k Balance By Age

The Average 401k Balance By Age

401k plans are one of the most common investment vehicles that Americans use to save for retirement. For most of us, the 401k is an employer-sponsored plan that allows you to save for retirement in a tax-sheltered way (up to $19,500 per year in 2020) to help...
What are the Best States to Retire In?

What are the Best States to Retire In?

Congrats! Your kids are out of the house, your mortgage is paid off, and you’re ready to retire. So now the question is: where should you retire? Stressing about taxes? Download Your FREE Guide: “5 Tax Hacks for Investors” Does it Make Financial...
When is the IRA Contribution Deadline?

When is the IRA Contribution Deadline?

Like many people, you may be working on finalizing your 2019 tax return before the April 15 tax-filing deadline. If so, there might be an opportunity for you to obtain a valuable tax deduction and boost your retirement savings at the same time, so it’s...
Making Sense of the Mega Backdoor Roth

Making Sense of the Mega Backdoor Roth

Roth IRAs are one of the greatest gifts ever given to retirement savers. They enable individuals who qualify to enjoy tax-free withdrawals of their money after they retire, or even earlier in some situations. This can help retirees stretch their nest eggs...
When Can You Withdraw From Your 401k Or IRA Penalty Free?

When Can You Withdraw From Your 401k Or IRA Penalty Free?

If you are forced to withdraw funds from your IRA or 401k early, it’s helpful to know the rules and regulations around early withdrawals. 401ks, IRAs and other pre-tax retirement savings accounts are common ways to save for retirement, and millions of...
The 401k Rollover – Is It Right For You?

The 401k Rollover – Is It Right For You?

Leaving your job is a BIG life change. So, we don’t blame you if your 401k isn’t immediately top-of-mind. Nonetheless, thinking about a 401k rollover is something that we really urge you not to forget. Don’t Forget Your 401k Rollover Decision The 401k...
Roth 401k vs. Roth IRA – How Are They Different?

Roth 401k vs. Roth IRA – How Are They Different?

Roth 401k vs. Roth IRA: How Are These Accounts Different, and Which Option is Better? We consistently hear from clients that saving for retirement tops the list of their most important financial goals. So it’s a big decision, and a highly personal one, to...
How Will the SECURE Act Impact You?

How Will the SECURE Act Impact You?

What You Should Know About the SECURE Act On December 20th, The Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019, was signed into law by President Trump as part of a late-cycle appropriations bill. SECURE is the product of a...
How to Max Out Your 401k in 2020

How to Max Out Your 401k in 2020

4 Things to Keep in Mind if You’re Trying to Max Out Your 401k No matter how much you might make, $19,500 is generally considered a good chunk of change. It’s about the cost of a base model 2018 Honda Civic. For some, it’s the price tag on a...