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Can I Contribute To A 401k And An IRA?

Can I Contribute To A 401k And An IRA?

This question comes up frequently when it comes to retirement: can I contribute to a 401k and an IRA? Fortunately for your retirement nest egg, you can contribute to both types of retirement accounts. In fact, both workplace and individual retirement...
Understanding Sequence Risk

Understanding Sequence Risk

If you are like lots of investors, you’ve probably never heard of sequence risk — also called sequence-of-returns risk — but it is a particularly pertinent concept for those nearing or just entering retirement. Simply put: Sequence risk refers to the order...
What Happens to Your 401k When You Leave Your Job?

What Happens to Your 401k When You Leave Your Job?

Are you one of the millions of Americans who contribute a portion of your salary each pay period to a 401k retirement savings plan? Unlike an Individual Retirement Account (IRA), 401ks are sponsored by employers. So this brings up the question: What happens...
How do 401k Loans Work and Should You Ever Consider One?

How do 401k Loans Work and Should You Ever Consider One?

The 401k plan is ubiquitous when it comes to retirement planning — millions of Americans regularly contribute to them. 401ks are pretty iron-clad savings vehicles as it can be difficult to withdraw money prior to your retirement age without hefty...
How to Achieve Financial Independence

How to Achieve Financial Independence

Financial independence is something that all of us want, but it can be elusive. For many of us, there’s always something that keeps us awake at night when it comes to our money. I’ve been on my own journey towards financial independence for the last several...
Retirement Living: What Does Retirement Mean to You?

Retirement Living: What Does Retirement Mean to You?

When it comes to gauging retirement preparedness, do you have a good sense of whether your savings are on track to fund the retirement life you envision? Are you looking for some benchmarks? Follow along as we explore key findings of a national poll...
What’s The Hype Around the FIRE Movement?

What’s The Hype Around the FIRE Movement?

On FIRE: Achieving Financial Independence and Retiring Early 65 is the age we usually think of as the standard retirement age. But more and more, we’re starting to see people wanting to retire earlier – and sometimes, much earlier. There is a growing...
5 Ways Not to Run Out of Money in Retirement

5 Ways Not to Run Out of Money in Retirement

These key strategies will help you build, protect, and preserve your nest egg. 1. Calculate Your Net Worth Figuring out your optimal retirement plan starts with understanding what you have now … your net worth. That’s because net worth — as...
Roth 401k vs. Roth IRA – How Are They Different?

Roth 401k vs. Roth IRA – How Are They Different?

Roth 401k vs. Roth IRA: How Are These Accounts Different, and Which Option is Better? We consistently hear from clients that saving for retirement tops the list of their most important financial goals. So it’s a big decision, and a highly personal one, to...
What Are The Biggest Worries Americans Have in Retirement?

What Are The Biggest Worries Americans Have in Retirement?

Image: Where Americans expect their retirement income to come from. When it comes to gauging retirement preparedness, do you have a good sense of whether your savings are on track to fund the retirement life you envision? Realistically assessing your...