Retirement Planning

Retirement Plans for the Self-Employed

Retirement Plans for the Self-Employed

Participating in an employer-sponsored retirement plan is one of the best ways to save for retirement – especially if they match your contributions. But what about for those who are their own employers? According to a recent study, the number of...
Gen X & The (Financial) Middle Child Syndrome

Gen X & The (Financial) Middle Child Syndrome

Generational divides have always existed. From our great-grandparents to our grandparents to our parents to our children, each generation is unique in their approach to their financial lives. One of the major differences between each generation is how they...
How Does Your 401k Balance Compare to Other Americans?

How Does Your 401k Balance Compare to Other Americans?

Not seeing anything on this page? Take the assessment HERE. Data in this assessment is based on a survey conducted by Personal Capital in partnership with ORC International. June 2018. Disclaimer: This communication and all data are for informational...
Is the Average American Woman Prepared for Retirement?

Is the Average American Woman Prepared for Retirement?

We’ve heard over and over that men are from Mars and women are from Venus – but how different are we really in terms of our finances? Financial services marketing seems to think there’s a big difference by constantly targeting the “female investor.” But what...
Reality Check: Social Security May Not Exist When You Retire

Reality Check: Social Security May Not Exist When You Retire

One of the biggest questions Americans face when thinking about retirement is: will Social Security exist when I retire? According to the government, Social Security is on track to be depleted by 2034, at which point they will begin paying a portion of the...
Your Guide to Annuities: Is an Annuity Right for You?

Your Guide to Annuities: Is an Annuity Right for You?

Many people are familiar with savings accounts, 401(k)s, and other types of retirement planning — however, if you ask them what an annuity is, you will probably get some shrugs. Annuities can provide guaranteed income throughout retirement, which...
The IRS and Your Traditional IRA

The IRS and Your Traditional IRA

Despite the prevalence of 401k plans offered by many employers, Individual Retirement Accounts – or IRAs as they’re better known as – remain one of the most popular retirement savings tools in America. It’s not surprising why since...
While-You-Wait Investing: Retirement Income vs Cash Flow

While-You-Wait Investing: Retirement Income vs Cash Flow

  Many people think successful retirement means living off the interest from bonds or the dividends from high-yield stocks. That sounds great, but when you put this methodology under the microscope, there are some critical flaws with this approach. When you...
How to Calculate Your Retirement Number

How to Calculate Your Retirement Number

When we refer to your retirement number, most people think about how much money they need to save to meet their retirement goals. Knowing a specific retirement number is nice; it can provide you with a seemingly concrete, attainable goal. But is it truly...