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When is the Best Time of Year to Retire?

When is the Best Time of Year to Retire?

When is the right time to retire? We spend decades saving for a financially secure retirement, so when the time comes, it can be exciting, emotional, and a little bit scary. It’s a big decision to decide when to retire, because all of these emotions in...
3 Tips for Successfully Managing Your 401k

3 Tips for Successfully Managing Your 401k

I’m sure you’ve already been told many, many times how important it is to invest in a 401k if you have one available to you. So while we’re going to spend some time in this article reiterating that, we’re mostly going to talk about what to do with the money...
Retirement Plans for the Self-Employed

Retirement Plans for the Self-Employed

Participating in an employer-sponsored retirement plan is one of the best ways to save for retirement – especially if they match your contributions. But what about for those who are their own employers? According to a recent study, the number of...
4 Tips for Living Well on a Fixed Income

4 Tips for Living Well on a Fixed Income

How to Thrive While Living on a Fixed Income in Retirement When they hear the term “fixed income,” many people envision a paltry monthly living allowance that provides little if any discretionary funds to enable someone to actually enjoy their life. However,...
Annuities Explained: What You Should Know

Annuities Explained: What You Should Know

Everybody knows about a checking account, advantages of a savings account or how to buy a certificate of deposit. However, if you ask them what an annuity is, you will probably get some shrugs. Annuities are often misunderstood, so in this article we’re...
What is a 401k Hardship Withdrawal and Should You Ever Take One?

What is a 401k Hardship Withdrawal and Should You Ever Take One?

So, we all know that 401ks are meant for retirement savings. But we also all know that once in a blue moon, a situation arises – a big unexpected medical bill, lingering credit card debt, or a down payment on a home – where we kind of wish we could tap some...
How to Plan for Health Care in Retirement

How to Plan for Health Care in Retirement

The New York Times recently reported that the share of Americans with health insurance declined in 2018 — the first drop in this statistic since 2009. For many Americans, health care costs are a major cause of stress and worry, but even more so for...