Retirement Planning

How Does Your 401k Balance Compare to Other Americans?

How Does Your 401k Balance Compare to Other Americans?

Not seeing anything on this page? Take the assessment HERE. Data in this assessment is based on a survey conducted by Personal Capital in partnership with ORC International. June 2018. Disclaimer: This communication and all data are for informational...
Is the Average American Woman Prepared for Retirement?

Is the Average American Woman Prepared for Retirement?

We’ve heard over and over that men are from Mars and women are from Venus – but how different are we really in terms of our finances? Financial services marketing seems to think there’s a big difference by constantly targeting the “female investor.” But what...
Reality Check: Social Security May Not Exist When You Retire

Reality Check: Social Security May Not Exist When You Retire

One of the biggest questions Americans face when thinking about retirement is: will Social Security exist when I retire? According to the government, Social Security is on track to be depleted by 2034, at which point they will begin paying a portion of the...
The Average 401k Balance By Age

The Average 401k Balance By Age

401ks are one of the most common investment vehicles that Americans use to save for retirement. For most of us, the 401k is an employer-sponsored plan that allows you to save for retirement in a tax-sheltered way (up to $18,500 per year in 2018) to help...
Your Guide to Annuities: Is an Annuity Right for You?

Your Guide to Annuities: Is an Annuity Right for You?

Many people are familiar with savings accounts, 401(k)s, and other types of retirement planning — however, if you ask them what an annuity is, you will probably get some shrugs. Annuities can provide guaranteed income throughout retirement, which...
The IRS and Your Traditional IRA

The IRS and Your Traditional IRA

Despite the prevalence of 401k plans offered by many employers, Individual Retirement Accounts – or IRAs as they’re better known as – remain one of the most popular retirement savings tools in America. It’s not surprising why since...
While-You-Wait Investing: Retirement Income vs Cash Flow

While-You-Wait Investing: Retirement Income vs Cash Flow

  Many people think successful retirement means living off the interest from bonds or the dividends from high-yield stocks. That sounds great, but when you put this methodology under the microscope, there are some critical flaws with this approach. When you...
How to Calculate Your Retirement Number

How to Calculate Your Retirement Number

When we refer to your retirement number, most people think about how much money they need to save to meet their retirement goals. Knowing a specific retirement number is nice; it can provide you with a seemingly concrete, attainable goal. But is it truly...
Video: How Much Should You Spend in Retirement?

Video: How Much Should You Spend in Retirement?

  How much you can afford to spend in retirement? It’s a question the majority of us inevitably face; yet it’s an answer that can prove elusive. This is where the 4% Rule can help. The 4% Rule is a general rule of thumb for how much you should be able to...
The Retiring Abroad Checklist

The Retiring Abroad Checklist

Retiring abroad is a lifelong dream for many. If you’ve contributed enough to a retirement account for most of your working life, the dream can turn into reality. But before you get your passport in order and start packing, there’s a long road of preparation...


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