Paying for your child’s education is one of the largest financial mountains your family will have to climb, but opening a college savings account is a great starting point. One of the…
Three Options When You Have Excess 529 Funds
Education-RSS
When to Start Saving for College
Saving for your children’s education is a high priority for many people. With college costs continuing to rise faster than inflation, creating an education savings plan can be complex…
How to Pay for Kids’ College
They’ve taken the SATs (three times). They’ve gone back and forth on what their major should be and what career path they want to take. They’ve dragged you along on campus visits. And…
Top 10 Tips for Keeping Your Financial Accounts Safe
WannaCry Ransomware attacks have spread like wildfire across the globe and the news in the recent weeks. And as White House officials try to pinpoint where the attacks on hundreds of…
Tactical Weighting
Which stock will perform better over the next 12 months: Netflix or Comcast? We don’t know either. But, if you buy an S&P 500 index fund, you are choosing to own about 10 times…
Seven Deadly Investor Sins
Every investor makes mistakes. While some are relatively harmless, others have the potential to be disastrous. There’s a good chance you are in better financial shape than you realize,…
How Much Can You Spend (For Retired People)
Many people spend too much, too fast. Others are excessively constrained by fear. Both are big mistakes. Spending rates are a subject of much debate in the financial world. Spending in…
The Full Cost of Mutual Funds
It is no big secret that actively managed mutual funds generally have high fees which can be crippling to long term results. Net Expense Ratios have become widely circulated information and…
The Dangers of Too Much Cash
With the dotcom bubble and the subprime crisis still fresh in our minds, it is understandable why so many investors continue to hold sizable cash positions in bank accounts or money…
Three Ways to Lower Investment Related Taxes
In investing, it is only what you keep that counts. A 2010 study by Lipper, Inc. showed that owners of mutual funds in taxable accounts gave up an average of 0.98% – 2.08% in annual return…
The Value of Saving One Dollar Now
The more you save now, the more you can spend tomorrow. Almost all financial advice available encourages more saving. We don’t disagree, but there should be a balance. Being too frugal…
The Benefit of Alternatives
In volatile periods, poorly diversified portfolios can feel like a roller coaster ride. Adding fixed income is usually the first step to providing diversification. Additional risk reduction…
