Education-RSS

Which stock will perform better over the next 12 months: Netflix or Comcast? We don’t know either. But, if you buy an S&P 500 index fund, you are choosing to own about 10 times…

Every investor makes mistakes. While some are relatively harmless, others have the potential to be disastrous. There’s a good chance you are in better financial shape than you realize,…

Many people spend too much, too fast. Others are excessively constrained by fear. Both are big mistakes. Spending rates are a subject of much debate in the financial world. Spending in…

It is no big secret that actively managed mutual funds generally have high fees which can be crippling to long term results. Net Expense Ratios have become widely circulated information and…

With the dotcom bubble and the subprime crisis still fresh in our minds, it is understandable why so many investors continue to hold sizable cash positions in bank accounts or money…

In investing, it is only what you keep that counts. A 2010 study by Lipper, Inc. showed that owners of mutual funds in taxable accounts gave up an average of 0.98% – 2.08% in annual return…

The more you save now, the more you can spend tomorrow. Almost all financial advice available encourages more saving. We don’t disagree, but there should be a balance. Being too frugal…

In volatile periods, poorly diversified portfolios can feel like a roller coaster ride. Adding fixed income is usually the first step to providing diversification. Additional risk reduction…

Few areas of such importance are as largely ignored as the subject of when to pay off mortgage debt and how to think about it in relation to other investments. First, it is helpful to…

Like most things the government is involved in, Social Security is entirely more complicated than it should be. One of the more confusing aspects is when to start collecting. At its core,…