Guides

Coverdell ESA vs 529 Plan

Coverdell ESA vs 529 Plan

It’s easy to get caught in the complex web of savings plans and strategies when you’re planning on financing your children’s college educations. What’s more, each family has their own set of financial priorities, unique circumstances and trade-offs to...
CASE STUDY: Funding College While Saving for Retirement

CASE STUDY: Funding College While Saving for Retirement

The Situation Sam and Bailey are married with three young children. The couple, who are both doctors in their mid-30s, live in Colorado which is one of the handful of states that offers a generous unlimited state income tax deduction for 529 contributions....
New Survey: How Affluent Americans Handle Family Finances

New Survey: How Affluent Americans Handle Family Finances

Today we’re excited to share with you the results from our most recent survey breaking down how affluent American families handle their finances. We commissioned the Affluent Family Finances Survey through ORC International, which surveyed 1,001 parents in...
Three Options When You Have Excess 529 Funds

Three Options When You Have Excess 529 Funds

Paying for your child’s education is one of the largest financial mountains your family will have to climb, but opening a college savings account is a great starting point. One of the most common and popular savings vehicles is the 529 plan. In fact, of...
When Does a 529 Make Sense?

When Does a 529 Make Sense?

You went to Northwestern. Your partner went to Northwestern. Now, baby number one is here and they’re already geared up in a purple-and-white onesie. It’s a safe bet that baby number one will probably apply to Northwestern. As stated previously, there are...
When to Start Saving for College

When to Start Saving for College

Saving for your children’s education is a high priority for many people. With college costs continuing to rise faster than inflation, creating an education savings plan can be complex and challenging. After determining which college savings strategy fits...
How to Pay for Kids’ College

How to Pay for Kids’ College

They’ve taken the SATs (three times). They’ve gone back and forth on what their major should be and what career path they want to take. They’ve dragged you along on campus visits. And now, they’re waving goodbye as they rush off to orientation. You’ve...
Should I Have Long-Term Disability Insurance?

Should I Have Long-Term Disability Insurance?

Not to be confused with long-term disability insurance, long-term care coverage insures you against nursing and custodial costs in old age; policies will pay for the associated expenses. Recent research estimates that about half of Americans turning 65 today...
College & Education Financing Guide

College & Education Financing Guide

Get the Full PDF Here Education Planning Guide College Financing Options There are different ways to finance college, all with different benefits and challenges. You should familiarize yourself with the myriad options, including their impact on your taxes...
Personal Capital’s Investment Methodology

Personal Capital’s Investment Methodology

Get the Full PDF Here Personalized Asset Allocation An asset class is a group of investments with similar characteristics and return drivers. We utilize all six high-level liquid, broadly investable asset classes: U.S. Stocks Equity in companies domiciled in...


Get to Know Your Money

App Store Staff Pick