Holiday Spending 101: Survival Guide for Millennials
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Holiday Spending 101: Survival Guide for Millennials

  • Americans spend about $805 in December on retail purchases, compared to $168 every other month.
  • Use the 50/20/30 rule to break down your holiday spending.
  • Save on travel bookings and shipping using our smart tips.

When you’re just starting your career, the pressures of holiday spending are a lot to handle. That’s why this holiday season, putting together a manageable spending plan for gifts and travel is a must. But where do you even begin? Check out our handy guide to keep your spending in check:

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Personal Capital Dashboard User, February 2021

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The content contained in this blog post is intended for general informational purposes only and is not meant to constitute legal, tax, accounting or investment advice. You should consult a qualified legal or tax professional regarding your specific situation. Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

Any reference to the advisory services refers to Personal Capital Advisors Corporation, a subsidiary of Personal Capital. Personal Capital Advisors Corporation is an investment adviser registered with the Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training nor does it imply endorsement by the SEC.

Marianne is Communications and Content Manager at Personal Capital.
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Let us know…

This year, my top financial priority is:

Building my emergency fund
Paying off high-interest debt
Budgeting better
Saving for a short-term goal, like a vacation or new car
Increasing my investment contributions
Maintaining status quo - I’ve got this under control

Make moves toward your money goals with Personal Capital’s free financial tools.