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Daily Capital

Celebrating Pride: 4 LGBTQIA+ Finance Creators to Follow

June is LGBTQ+ Pride Month. Pride is both a celebration of LGBTQIA+ identities and a chance to remember the Stonewall Riots in New York City in June of 1969 that took place at the Stonewall Inn.

The events at Stonewall prompted the Gay Rights Movement that has fought for the rights of the LGBTQIA+ community ever since. Gaining historic wins like marriage equality and an end to the “don’t ask, don’t tell” policy as well as numerous other discriminatory laws and practices, this slow but steady move toward equality is still very much being fought for today.

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Despite the strides of the Gay Rights movement in the last 50 years, the road ahead to true equity and equality is still filled with numerous obstacles for the LGBTQIA+ community, especially when it comes to gaining financial freedom.

A few fast facts about finance and the LGBTQIA+ community:

LGBTQIA+ communities also face different conversations around finances, like the decision to have children. Most same-sex couples pursue adoption, surrogacy, or IVF to complete their families, all of which cost thousands (and sometimes hundreds of thousands) of dollars to pursue. In addition, many same-sex couples face discrimination from adoption agencies, who will not allow them to adopt or foster based on their sexuality or gender identity.

With so many nuanced factors facing this community, it can be hard to find creators and coaches who are inclusive in their teachings and advice. Fortunately, there are LGBTQIA+ creators who are filling those gaps, and I’m highlighting a few of my favorites.

Carmen: Make Real Cents

Carmen runs the blog Make Real Cents and is the founder of Better Budget, an up-and-coming budgeting app.

In her own words, despite working in the finance industry, Carmen considered her personal finances to be “a hot mess” and decided to buckle down and attack her debt head-on. She started Make Real Cents as an accountability blog to track her progress –– and the result?  She paid off over $34,000 in debt.

Carmen currently resides in NYC and shares resources and information she wishes she had when she first began her financial journey, all in hopes of helping others avoid the common traps she fell into.

Make Real Cents has a blog of advice and financial education, as well as a shop full of resources ranging from budgeting worksheets to fun budget binder coloring sheets.

Carmen also hosts a YouTube show, YOLO or No-Go, all about millennial finance.

Where to find Carmen

Instagram

Facebook

YouTube

Website

Better Budget

David & John: Debt Free Guys

David and John are husbands who have made it their mission to help other gay men “live an amazing life without sacrificing financial stability.”

John and David share their personal story about being “fabulously broke” and how it shaped their lives and helped them build the systems they now use to serve queer clients and allies. They worked their way out of $55,000 of credit card debt and developed a custom debt payoff system called the Debt Lasso.

The Debt Free Guys blog features queer-specific advice and guidance on topics like surrogacy, living abroad, careers, lifestyle, investing, and more. They are also the hosts of the Queer Money podcast.

Where to find Debt Free Guys

Podcast

Website

Facebook

Twitter

Ellyce Fullmore: Millennial Money Coach

Fellow TikToker, Ellyce Fullmore (better known as Millennial Money Coach) is a neurodivergent, queer, Millennial financial feminist, and I am all the way here for it. Ellyce’s website breaks down her journey of realizing that she was living a life based on society’s expectations and her subsequent pivot into her dream career of helping others through her coaching business.

Ellyce openly talks about her queer identity and her ADHD diagnosis, paving the way for these communities to feel seen, understood, and better resourced. As a money coach, Ellyse “empowers millennials to fight for their seat at the table, gain power and build wealth in a system working against them.”

Where to find Ellyce

TikTok

Instagram

Website

Daniella: I Like to Dabble

Side hustle seekers, rejoice! Daniella considers themselves a “serial side hustler” and started their blog, I Like to Dabble, after being laid off twice in 2017.

Daniella, alongside their wife, Alexandra, strives to create a more inclusive space in an industry that’s long been victim to gatekeepers and “bros.” Their blog features side hustle ideas ranging from blogging to content creation, Pinterest marketing, and product sales.

In a world where a single source of income is almost obsolete, Daniella is helping both the LGBTQ+ and ally communities learn how to create multiple streams of income, pay off debt, and invest.

Daniella and Alexandra walk the walk and talk the talk– both working in their day jobs in I.T. while using their side hustles to gain financial freedom.

Where to Find Daniela

Instagram

Twitter

TikTok

Website

Each of these creators boldly show up in a world that has not always embraced them. I am personally so grateful for their contributions to the personal finance community and the LGBTQIA+ community as a whole. Whether you are part of the LGBTQIA+ community or an ally, I highly recommend following these creators and their peers.

Looking for more ways to manage your money better?

I recommend Personal Capital’s free online tools. On my journey to $100K, I used the free tools to keep track of my accounts — investing, banking, loans, credit cards — you name it. I tracked it all in Personal Capital. The financial dashboard was the app I constantly refreshed on the day that I officially hit my $100,000 goal.

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Personal Capital compensates Tori Dunlap of Her First $100k (“Author”) for providing the content contained in this blog post. Compensation not to exceed $500. Author is not a client of Personal Capital Advisors Corporation. Additionally, in a separate referral arrangement between Author and Personal Capital Corporation (“PCC”), Author is paid $70 and $150 for each person who uses Author’s webpage (www.HerFirst100k.com) to register with Personal Capital and links at least $100,000 in investable assets to Personal Capital’s Free Financial Dashboard. As a result of these arrangements, Author may financially benefit from referring potential clients to Personal Capital and/or be incentivized to present blog content that is favorable to PCC. No fees or other amounts will be charged to investors by Author or Personal Capital as a result of the Referral Arrangement. Investors that are referred to PCC and subsequently subscribe for investment advisory services provided by PCC’s affiliated adviser, Personal Capital Advisors Corporation (“PCAC”) will not pay increased management fees or other similar compensation to Author, PCC or PCAC as a result of this arrangement. The content contained in this blog post is intended for general informational purposes only and is not meant to constitute legal, tax, accounting or investment advice. You should consult a qualified legal or tax professional regarding your specific situation. Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

Tori Dunlap is a millennial money and career expert. After saving $100,000 at age 25, Tori founded Her First $100K to fight financial inequality by giving women actionable resources to better their money. A Plutus award winner, her work has been featured on Good Morning America, New York Magazine, Forbes, CNBC, and more. An honors graduate of the University of Portland, Tori currently lives in Seattle, where she enjoys eating fried chicken, going to barre classes, and attempting to naturally work John Mulaney bits into conversation.
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