[dropcap]R[/dropcap]emember these words: past performance is no guarantee of future performance. Bonds outperforming stocks over a 30 year period for the first time since 1861 is a testament to this fact. For years investors assumed stocks always beat bonds over long periods of time. While this event is likely anomalous, it highlights an important investment truth: almost anything can happen.
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Disclaimer. This communication and all data are for informational purposes only and do not
constitute a recommendation to buy or sell securities. You should not rely
on this information as the primary basis of your investment, financial, or tax planning decisions. You
should consult your legal or tax professional regarding your specific situation. Third party data is obtained
from sources believed to be reliable. However, PCAC cannot guarantee that data's currency, accuracy, timeliness,
completeness or fitness for any particular purpose. Certain sections of this commentary may contain forward-looking
statements that are based on our reasonable expectations, estimate, projections and assumptions. Forward-looking
statements are not guarantees of future performance and involve certain risks and uncertainties, which are difficult
to predict. Past performance is not a guarantee of future return, nor is it necessarily indicative of future performance. Keep in
mind investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.