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Living Happily Ever After: Finances After the Wedding

Congratulations! You’ve survived the Big Day and the build up to it. So what comes next? Well, to put it succinctly: now comes the rest of your lives. Thinking about financial considerations do not just stop at saying “I do.” As you move forward with your spouse, there are numerous financial subjects you should be considering now and through the rest of your life.

Download our free Personal Capital Marriage Guide to learn more about the financial considerations that come after you tie the knot.

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Taxes

For most married couples, the difference between filing separately and jointly is one of the most impactful changes when your legal status changes from “single.” The way you file can impact the money you end up eventually taking home; there are benefits and drawbacks to each. Consult a tax professional or a financial advisor to see what might be the best choice for you.

Insurance

Insurance on its own is an exhaustive topic. When you’re married, it can become overwhelming. The questions are numerous: What type of insurance do you need? How is it secured? How much do you need? A lot of this is dependent on the types of insurance available. From health insurance to life insurance, disability insurance and long-term care insurance, there are myriad types of insurance policies that might be beneficial for you and your new family’s needs.

Retirement Planning

You should take the time to think through what you want your retirement to look like. Do you want to retire early? What Social Security benefits will be available to you in the future? Will both of you work long-term, or will you be a one-income household at some point? The sooner you talk about this and know your goals, the better off you’ll likely be to reach them.

free Personal Capital Marriage Guide to learn more about these subjects.

The Marriage Guide Series:

The content contained in this blog post is intended for general informational purposes only and is not meant to constitute legal, tax, accounting or investment advice. You should consult a qualified legal or tax professional regarding your specific situation. Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

Any reference to the advisory services refers to Personal Capital Advisors Corporation, a subsidiary of Personal Capital. Personal Capital Advisors Corporation is an investment adviser registered with the Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training nor does it imply endorsement by the SEC.

Amin Dabit is the Vice President of Advisory Services at Personal Capital. Amin brings over a dozen years of experience in private wealth management and financial planning. Amin leads Personal Capital's advisory team to identify and establish strategies for reaching clients' financial goals by providing comprehensive, customized financial advice designed to improve their financial lives.

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