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We reinvented the piggy bank.

2.10

%

APY1

PERSONAL CAPITALADVISORY SERVICES RATE

2.05

%

APY

HIGH-YIELD ACCOUNT*

Earn More Today

How much more? Try our calculator.

  • Flexible

    Unlimited Transactions4

  • Bigger

    2.05% APY 

  • Secure

    FDIC Insured2

Get more with Personal Capital Cash.

No Fees

No Fees

Not now, not ever, not for anything. Why should you have to pay for withdrawing your money?

No Minimum Balance

No Minimum Balance

Got a dollar? Drop it in. Literally, that’s all it takes to start earning with Personal Capital Cash.

FDIC Insured

FDIC Insured

Not only is your money covered by the FDIC, you also get 6x the coverage of what most banks offer - up to an aggregate of $1,500,000.

Earn More

Earn 23x more3

That’s not a typo. Earn 23x the national rate you’ll get for a typical savings account.

See what 23x more than the national rate looks like.

Use our Calculator to estimate how much more you can save. Adjust the deposit amount and savings length to watch your money rise.

**Graph is for illustrative purposes only and shows hypothetical interest earned based on the deposit amount and time period chosen, assuming the Personal Capital Cash rate of 2.05% APY (Annual Percentage Yield as of 8/1/19) and the national rate of 0.09% APY (as of 8/26/19) do not change. Please note rates do typically fluctuate over time. Personal Capital Cash APY is variable and subject to change. See below for full disclosures.

Want to know more?

Curious about Personal Capital Cash and what makes it tick? Click below to learn more.

FAQ

We're here for you.

Call (833) 569-6730 to speak with a member of our support team — Monday through Friday, 5am-6pm PT (except federal holidays).