Free Analytics Tools
Show Where You Stand
Our free financial software allows you to easily manage your entire financial life in one secure place - so you can reach your goals faster. Use Personal Capital’s software to develop your long-term financial strategy – calculate your net worth, set a budget, manage investment accounts, and plan for retirement. Our personal finance software puts you in the driver’s seat of your financial future. When you register for Personal Capital, you’ll have free access to these powerful tools plus our award-winning dashboard.
The Personal Capital dashboard works with all of your financial accounts - from your checking and savings accounts to your investment and IRA accounts to your mortgage, home equity loans and credit cards. You can then see a complete picture of your net worth, any time, on any device.
Hidden fees to a broker may be costing you thousands of dollars of your hard-earned retirement savings and preventing you from retiring earlier. Personal Capital’s Fee Analyzer gives you full transparency into the fees in your mutual funds, investing and retirement accounts. It’s your money; keep more of it.
Our Investment Checkup tool analyzes your portfolio and finds any quick improvements you can make to reach your long-term goals. We’ll show you a recommended portfolio that can maximize returns while minimizing risk.
See if you’re in good shape for retirement based on real data from your linked accounts in the Personal Capital dashboard. Assess the impact of life events - planned and unplanned - such as college, a baby, or illness. Evaluate your spending and savings habits and make changes before it’s too late.
Mission Control for Your Personal Finances
The Personal Capital dashboard gives you everything you need to gauge, monitor and optimize your financial holdings. Link all of your external financial accounts and get immediate access to a comprehensive view of all your accounts. Login securely from your desktop, tablet or mobile device 24/7.
In the Personal Capital dashboard, you’ll see your:
Top Gainers and Losers
Account Balances and Transactions
Spending by Account, Category
Spending Reports and Upcoming Bills
Projected Investment Fees
Setting Up Your Dashboard
is Easy & Fast
Enter each of your external financial accounts and credentials - most U.S. financial institutions are supported - and you’ll quickly be up and running on the dashboard.
Your information is secure as your credentials are stored at Yodlee, not at Personal Capital, to provide an added layer of safety between your data and anyone who would want to access your account information.
Follow Your Cash Flow
Get insight into your weekly, monthly and yearly income and spending habits with the Cash Flow tool.
View transactions by category, merchant or date in one convenient location
Gain transparency into where your money goes each month, so you can adjust as needed.
Want to learn more about tracking your spending? Find out why keeping an eye on your spending habits is important.
Look Under the Hood
See your asset allocation across all of your accounts.
View your stocks, bonds, alternative investments (such as REITs) or employee stock options.
Analyze your holdings by asset category or explore your investments and holdings in depth within each asset class.
Not sure how to divide your assets? Learn more about the many aspects of asset allocation.
Stick to a Budget
Set a monthly spending target and easily view where you are tracking over or under plan.
Visualize your spending and savings by date, category or merchant at a glance.
Set target spending budgets and drill down on where you are tracking over or under plan.
Most investors find it difficult to track what they are saving and spending month over month. Discover a better way to budget and monitor your cash flow.