Net Worth Calculator
Two simple ways to
calculate your net worth.
Use our free and secure Net Worth tool to see your true net worth in real time. Just download, then link your bank accounts, investments, retirement accounts, and more to know where you really stand.
What Is Net Worth?
Your net worth is an equation: every significant thing you own (assets)
minus what you owe (your debts and other liabilities).
Includes what you may owe on your assets and other debts, such as a mortgage, car and student loans, and credit card debt.
Includes cash, investments such as IRAs, 401k accounts, other retirement accounts, bonds and stocks, your home, and other valuables such as your vehicles and jewelry.
Why Knowing Your Net Worth Matters
Compare yourself to others - track your progress as compared to the average net worth for your age or income bracket.
Median U.S. Household Net Worth
As shown in this chart, the median U.S. household net worth is not sufficient for most investors to realize a comfortable retirement. Net worth peaks at retirement age for those 65+ since house and property values may account for the majority of the net worth calculation. For younger age brackets, net worth is impacted by holding significant debt such as a mortgage and student loans, along with lower salaries and assets, but over time these investments may result in higher net worth households.
Track Your Portfolio Performance
It’s important to know how your net worth is changing over time, so you can meet your long- and short-term financial goals.
Learn how individual investments are performing, or review your entire portfolio at once. View performance by month, year, or over the lifetime of your accounts with our easy-to-use portfolio tracking tools.
Want more information about following your portfolio? Learn everything you need to know about tracking financial performance.