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Retirement Planner

Don’t leave your
retirement to chance.

Millions of people use the Retirement Planner to see if they’re on track, and what they can do to improve their chances of retirement success.

Get Started
Ready to see how the Retirement Planner works? Watch this short demo.

Get the most out of
Personal Capital.

It's easy to get started, and it only
takes minutes. Here's how.

Learn More

Get perspective.

The Recession Simulator can show you how your retirement plan would have been
impacted by a market event like the Dotcom Crash or 2008 Financial Crisis.

Key Features

Get deep insights into your retirement plan with these features.

Run different scenarios.

What if you retire earlier? Or save a little bit less? See how a new scenario compares to your current plan with a side-by-side comparison. You can even turn a new scenario into your actual plan.

Anticipate big expenses.

Putting your kids through college? Buying a second home? Add these events to Retirement Planner, and see their impact on your retirement plan.

Add income events.

You can easily include additional sources of income such as Social Security, rental income, pensions, and windfalls.

Get a spending plan.

How much will you be able to spend in retirement? Use this data-driven feature to find out just how much you’ll be able to afford each month.

Disclosure statement and acknowledgment: The statement is provided to you by ("Author") who have entered into a referral agreement with Personal Capital Corporation ("PCC"), through which Author will be paid between $70 and $150 for each person who uses this webpage to register with Personal Capital and links at least $100,000 in investable assets to Personal Capital's Free Financial Dashboard. Author is not affiliated with PCC and Author's services consist solely of referrals of prospective clients. As a result of this arrangement Author may financially benefit from referring potential clients to Personal Capital. No fees or other amounts will be charged to investors by Author or Personal Capital as a result of the Referral Arrangement. Investors that are referred to PCC and subsequently subscribe for investment advisory services provided by PCC’s affiliated adviser, Personal Capital Advisors Corporation (“PCAC”) will not pay increased management fees or other similar compensation to Author, PCC or PCAC as a result of this arrangement. Additional information about PCAC is contained in Form ADV Part 2A.