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Retirement Calculator

How much do you need to retire?

See what retirement might look like for you and get a feel for what our award-winning free dashboard can do. Want a more accurate assessment? Click the button below.

Retirement Calculator

See how small changes today could affect your
retirement success.





Median Projected Portfolio Value

How Your Plan Stacks Up:

Use the calculator below to get your retirement results.

How can you increase your chances of retirement success? Access our powerful, free tools to take control of your finances. Then schedule a free consultation with our advisors to get a personalized recommendation that’s yours to keep, no strings attached.

Retirement Planning

Don't leave your
retirement to chance.

Millions of people use the Retirement Planner to see if they're on track, and what they can do to improve their chances of retirement success.

Ready to see how the Retirement Planner works? Watch this short demo.

Get the most out of
your retirement with Personal Capital.

It's easy to get started, and it only
takes minutes. Here's how.

Learn more

Key Features

Get deep insights into your retirement plan with these features.

Run different scenarios.

What if you retire earlier? Or save a little bit less? See how a new scenario compares to your current plan with a side-by-side comparison. You can even turn a new scenario into your actual plan.

Anticipate big expenses.

Putting your kids through college? Buying a second home? Add these events to the Retirement Planner, and see their impact on your retirement plan.

Add income events.

You can easily include additional sources of income such as Social Security, rental income, pensions, and windfalls.

Get a spending plan.

How much will you be able to spend in retirement? Use this data-driven feature to find out just how much you’ll be able to afford each month.

Get perspective.

The Recession Simulator can show you how your retirement plan would have been
impacted by a market event like the Dotcom Crash or 2008 Financial Crisis.

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["Author"] has entered into an agreement with Personal Capital Corporation ("Personal Capital"), through which Author will be paid up to $200 for each person who uses webpage to register with Personal Capital and links at least $100,000 in investable assets to Personal Capital's Free Financial Dashboard.  The “Author”, due to such compensation, has an incentive to recommend Personal Capital, resulting in a material conflict of interest. Author is not affiliated with Personal Capital and Author's services consist solely of referrals of prospective clients. As a result of this arrangement Author may financially benefit from referring qualified leads to Personal Capital. No fees or other amounts will be charged to investors by Author or Personal Capital as a result of the arrangement. Investors that are referred by Author to Personal Capital and subscribe for investment advisory services provided by Personal Capital’s subsidiary, Personal Capital Advisors Corporation (“PCAC”), will not pay increased management fees or other similar compensation to Author, Personal Capital or PCAC as a result of the arrangement. This  agreement with Author does not imply a sponsorship, endorsement, approval, investigation, verification, or monitoring by PCAC of the contents of the Author's website. Personal Capital is not responsible for the content of any website owned by a third party that may be linked to Personal Capital's website regardless of whether the link is provided by PCAC or a third party. Personal Capital does not prepare or maintain, has not and will not review or update, and does not guarantee the accuracy, timeliness, completeness, suitability, reliability, or usefulness of any information contained on a linked third-party website.

Advisory services are offered for a fee by PCAC, a wholly owned subsidiary of PCC, an Empower company. PCAC is a registered investment adviser with the Securities Exchange Commission ("SEC"). SEC registration does not imply a certain level of skill or training. Past performance is not a guarantee of future return. Investing involves risk. Personal Capital and the Personal Capital logo are trademarks of PCC. All other trademarks, trade names, or service marks used or mentioned belong to their respective owners.