Savings Planner

Your complete
savings solution.

See how much you’re saving, and how much you should be saving. Use it to plan your annual retirement savings, your emergency fund, and progress towards paying down debt.

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Personal Capital.

It's easy to get started, and it only
takes minutes. Here's how.

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Explore our Savings tools.

Get deep insights into your plan with these features.

Find out how much you need to save each year to get a 70% chance of reaching your retirement goals. If you’re a client, the Savings Planner converts to our Smart Withdrawal Planner™ once you retire. This helps you withdraw funds without incurring greater tax liabilities.

 

Find out how much you need to save each year to get a 70% chance of reaching your retirement goals. If you’re a client, the Savings Planner converts to our Smart Withdrawal Planner™ once you retire. This helps you withdraw funds without incurring greater tax liabilities.

Update your budget to generate your Recommended Emergency Fund range. This should cover 3-6 months of expenses (such as mortgage, groceries, and utilities), and is set by the Monthly Budget.

Track your progress toward paying down debt and see your mortgage, loans, and credit card balances all in one place.

Exclusive for Personal Capital clients, you get account-level savings targets optimized to grow your savings faster. Plus, a recommendation on whether to focus on paying debt, an emergency fund, or long-term savings.

Ready to get a savings plan?

Start using our free, award-winning tools,
or talk to an advisor today

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["Author"] has entered into an agreement with Personal Capital Corporation ("Personal Capital"), through which Author will be paid between $70 and $150 for each person who uses webpage to register with Personal Capital and links at least $100,000 in investable assets to Personal Capital's Free Financial Dashboard.  The “Author”, due to such compensation, has an incentive to recommend Personal Capital, resulting in a material conflict of interest. Author is not affiliated with Personal Capital and Author's services consist solely of referrals of prospective clients. As a result of this arrangement Author may financially benefit from referring qualified leads to Personal Capital. No fees or other amounts will be charged to investors by Author or Personal Capital as a result of the arrangement. Investors that are referred by Author to Personal Capital and subscribe for investment advisory services provided by Personal Capital’s subsidiary, Personal Capital Advisors Corporation (“PCAC”), will not pay increased management fees or other similar compensation to Author, Personal Capital or PCAC as a result of the arrangement. This  agreement with Author does not imply a sponsorship, endorsement, approval, investigation, verification, or monitoring by PCAC of the contents of the Author's website. Personal Capital is not responsible for the content of any website owned by a third party that may be linked to Personal Capital's website regardless of whether the link is provided by PCAC or a third party. Personal Capital does not prepare or maintain, has not and will not review or update, and does not guarantee the accuracy, timeliness, completeness, suitability, reliability, or usefulness of any information contained on a linked third-party website.

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