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Savings Planner

Your complete
savings solution.

See how much you’re saving, and how much you should be saving. Use it to plan your annual retirement savings, your emergency fund, and progress towards paying down debt.

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Personal Capital.

It's easy to get started, and it only
takes minutes. Here's how.

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Explore our Savings tools.

Get deep insights into your plan with these features.

Find out how much you need to save each year to get a 70% chance of reaching your retirement goals. If you’re a client, the Savings Planner converts to our Smart Withdrawal Planner™ once you retire. This helps you withdraw funds without incurring greater tax liabilities.

 

Find out how much you need to save each year to get a 70% chance of reaching your retirement goals. If you’re a client, the Savings Planner converts to our Smart Withdrawal Planner™ once you retire. This helps you withdraw funds without incurring greater tax liabilities.

Update your budget to generate your Recommended Emergency Fund range. This should cover 3-6 months of expenses (such as mortgage, groceries, and utilities), and is set by the Monthly Budget.

Track your progress toward paying down debt and see your mortgage, loans, and credit card balances all in one place.

Exclusive for Personal Capital clients, you get account-level savings targets optimized to grow your savings faster. Plus, a recommendation on whether to focus on paying debt, an emergency fund, or long-term savings.

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or talk to an advisor today

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Disclosure statement and acknowledgment: The statement is provided to you by ("Author") who have entered into a referral agreement with Personal Capital Corporation ("PCC"), through which Author will be paid between $70 and $150 for each person who uses this webpage to register with Personal Capital and links at least $100,000 in investable assets to Personal Capital's Free Financial Dashboard. Author is not affiliated with PCC and Author's services consist solely of referrals of prospective clients. As a result of this arrangement Author may financially benefit from referring potential clients to Personal Capital. No fees or other amounts will be charged to investors by Author or Personal Capital as a result of the Referral Arrangement. Investors that are referred to PCC and subsequently subscribe for investment advisory services provided by PCC’s affiliated adviser, Personal Capital Advisors Corporation (“PCAC”) will not pay increased management fees or other similar compensation to Author, PCC or PCAC as a result of this arrangement. Additional information about PCAC is contained in Form ADV Part 2A.