Get the most out of
It's easy to get started, and it only
takes minutes. Here's how.
Only Personal Capital offers
these powerful tools.
Money Management Software
Get an accurate view of your net worth—what you have minus what you owe. Understanding this number can help you make smarter decisions about how to manage your money.
Not sure if you’re saving enough to meet your Retirement Planner goals? The Savings Planner feature can show you an annual savings range that will project a 70% chance of reaching your retirement goals.
Organize your spending and savings automatically by date, category, or merchant. Set a monthly spending target and easily see if you are tracking over or under your plan.
See what has come in and gone out in the past 30 days so you can stick to your spending and savings goals.
Long-term Financial Planning
See if your retirement savings are on track to retire by your target date and calculate your projected monthly income.
We’ll help you estimate and plan how much you should be saving today to cover education costs down the road.
See how well your investments are performing, and how they could do even better, with the Investment Checkup tool. Compare your current portfolio allocation to the ideal target allocation designed to minimize risk and maximize returns to meet your financial goals.
See if you’re losing money through hidden fees in your mutual fund, investing, and retirement accounts.
Exclusively For Our Clients
This new tool creates a customized pathway for your most important financial planning priorities, helping you stay on track towards your goals.
Personal Strategy is a personalized, diversified multi-asset class portfolio with enhanced diversification that’s directly linked to your financial goals.
It’s one thing to save for retirement. But Smart Withdrawal can help you spend your retirement savings the right way. Stay on budget, minimize taxes, and optimize your portfolio throughout retirement.
Employer Plan Analysis
The investments in your employer retirement plan should complement your Personal Strategy. Upload a list of your available fund options and we'll help you choose an allocation to align with your Personal Capital portfolio and long-term goals.
Track & Manage
Get a real-time view and easily track and manage your entire financial life with our award-winning Dashboard.
Our highest priority is keeping your financial data safe and secure. We use multiple layers of security, in every component of our systems, to keep your accounts and your money safe, and your information private.
Our website’s encryption is rated A by the world-renowned Qualys SSL Labs, a stronger rating than most major banks or brokerages. We stay on top of security vulnerabilities and keep up-to-date with best practices.