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*Eligible Referred Friends may also receive User Incentives. To qualify for User Incentives, a Referred Friend must sign up for the Dashboard through the individualized referral link provided in the Referring User’s Dashboard. The Referred Friend must link at least one valid investment account (e.g., brokerage, 401k or IRA) containing a balance of more than $1,000 U.S. Dollars within 30 days of registering for the Dashboard. Referred Friends must agree to Empower’s Terms of Use and the terms and conditions of the Referral Program as described in this Section. Accounts that do not qualify as valid investment accounts include bank, credit or debit card, Paypal, Stash, Acorns, Kapitall, Groundfloor, WageWorks HSA, Coinbase, digital currency exchanges, and manual investment accounts.

("Company") has entered into an advertising campaign with Empower Retirement, LLC and its affiliates (“ERL”), through which Company is paid up to $250 for each individual lead. The Company, due to such compensation, has an incentive to recommend Empower Advisory Group, LLC (“EAG”), resulting in a material conflict of interest. Individuals who are referred to EAG are not obligated to subscribe for investment advisory services provided by EAG. Those individuals who do subscribe for EAG’s investment advisory services will not pay increased management fees or any other fees to Company, ERL or EAG as a result of this campaign. Company financially benefits from referring individuals to EAG. Company is not affiliated with ERL or EAG.

Advisory services are provided for a fee by Empower Advisory Group, LLC (“EAG”). EAG is a registered investment adviser with the Securities and Exchange Commission (“SEC”) and subsidiary of Empower Annuity Insurance Company of America. Registration does not imply a certain level of skill or training. Investing involves risk. Past performance is not indicative of future returns. You may lose money. All visuals are illustrative only. Actors are not EAG clients.

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