An Intelligent Approach
An Intelligent Approach
Our software reviews portfolios daily for rebalancing opportunities. Rather than set hard triggers, our approach relies on exception reporting to identify when to evaluate whether a rebalance is beneficial. As a general rule, high-level asset classes will be rebalanced if they deviate more than a few percentage points from target, while specific securities are reviewed if they move more than 0.5% from target. Taxes are strongly considered in the decision.
Our goal is to keep turnover under 15% in most years, a threshold that should be sufficient to capture the full power of rebalancing. Due to our granular approach, we conduct several small rebalances per year, with some activity occurring in most months.
Benefits of Your
Our sophisticated tax-optimization process focuses on three key areas: asset location, tax-loss harvesting, and tax efficiency.
We review portfolios daily for rebalancing opportunities. This provides the potential for enhanced returns by creating a systematic way of buying low and selling high.
Smart Weighting provides more even exposure to factors such as size, style, and sector, ultimately providing better diversification for your portfolio.
Your own dedicated service advisor will be there along the way to help with financial planning needs and behavioral coaching.
Personal Capital Advisors Corporation ("PCAC") compensates ("Company") for new leads. ("Company") is not an investment client of PCAC.
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